No matter if you are a new business or an established one, when you run out of cash, your business is over. You need to know how long your cash …
Business Launching
Pursuing entrepreneurship can be risky, with 45% of businesses failing in the first 5 years, but for most of us entrepreneurship is the best opportunity we have to change the …
Adapt | Recover | Innovate
COVID-19 has caused numerous disruptions to our economy. Many are negative, but there are some positive distortions as well. In order to adapt, recover, and innovate, we have to carefully …
Understanding Business Loans with a Business Banker
Getting a business loan can be intimidating, especially for first time owners. Cultivate sat down with Vinton County National Bank to get you the answers to questions you might be …
4 Reasons Why You Need a Business Budget and Forecast Right Now (and Our Quick and Easy Process to Build Them)
This has been a long and turbulent year for businesses of all sizes. The impact of COVID-19 has been a boom for certain businesses and crushed many others. Every business …
7 Sources of Business Cash to Start, Grow, and Survive
Whether you are looking to start a business or make an investment to increase revenue, the first step is getting the capital you need. As excited as you may …